Hello!

  • Some great ideas here – Xmas can be SO expensive if you don’t budget and plan.

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  • I really like point 2. Crafty decos are a lot of fun to do with kids and cost a fraction of anything you get from a shop. With things like paying in instalments, I’m very careful not to make it a routine.. otherwise you start spending in advance of getting paid and that becomes the norm.

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  • Thank you for sharing your tips.

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  • I write lists, set a budget per person, and shop when the good sales are on. Every little bit helps. Oh, and I redeem Fly Buys points for gift cards and shopping.

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  • Thanks for the tips – it’s so easy to go overboard at this time of the year.

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  • Christmas is so stressful because it involves so much money when you don’t always have it,thanks for your article!

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  • Cool! Really good knowledge to know! Thanks for sharing this!

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  • regifting is also a helpful hint.

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  • Thank you so much for your helpful tips even though its past christmas i’m still having trouble with finances. These will come in handy thank you.

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  • these are good tips. i just got through christmas alright though

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  • I like the interest free card, it sounds awesome.

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  • I love making decorations with my kids! Not cheesy at all.

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  • I try to buy gifts throughout the year when I see something special for someone or if on sale. I hate the last minute rush.

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  • Loving the tips, we can all do with having that extra to splurge at xmas time.

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  • Some good ideas. For the last 2 years I’ve signed up to the Christmas Club at the local supermarket. If nothing else I end up with a nice cash bonus to get all my Christmas grocery shopping done.

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