These are great points. We have our first home, and I’d add one tip to this. Look at what flexibility your home loan can offer. We pay more than the minimum payments every fortnight so that in the event of unforseen repairs or maintenance, we can withdraw the extra repayments, and we save a lot of interest in the meantime. It means paying the loan off years earlier, and have peace of mind that we have a safety net in case of emergency.

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Published 23rd February 2020


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