I see you have a few budget tips, but as a single mum who also lives week to week, I’ve also looked up some pretty handy savings tips:

Savings tips

1. Be energy wise
2. No takeaway. Pack a picnic
3. Smart banking no ATM fees, low int credit cards etc
4. Sell unwanted stuff
5. Maximise reward programs ie fly buys
6. Make bday cards etc
7. Strict on shopping list
8. Invite friends over for coffee, etc instead of going out for coffee
9. Free events activities
10. Extra batches when cooking
11. Buy quality that lasts
12. Plan to supermarket specials
13. Reduce mobile bills
14. Remove credit card numbers from online accts
15. Buy gifts ahead on special
16. Become a time banking volunteer
17. Enter comps and freebies etc
18. Cut own hair
19. Buy second hand first
20. Hire from library DVDs books and magazines instead of buying
21. Sell stories to magazines etc
22.Become a mystery shopper
23. Babysit other kids
24. Monitor school exams
25. Become an online researcher

There are also some great reads on saving your money on a minimum income and working your savings towards high interest savings accounts, managed funds and further to shares and other investments. Definitely worth a read as they arent about unrealistic get rich plans but actual realistic goals. One have is titled $0 to Rich but again its just about better managing your finances. Definitely helped me alot after separation to manage on one income with a young child and still save.

Just a few thoughts, hope it helps :)

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Published 15th October 2019

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