To all the stay-at-home mums out there and those on a pension, how do you manage to get by on a single income? I am finding it really stressful.

Posted anonymously, 26th July 2019

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  • I check catalogues each week and stock up on things when there is a really good special. I meal plan so I can buy some ingredients in bulk and have no food waste. I make all of our food from scratch. I research activities for the kids to find the affordable ones. We attend free and cheap activities as often as we can and take our own food wherever we go. I try to walk places when possible so we only fill up my car once a month usually. Sometimes you just need to consider whether you actually need something before spending the money. I have been selling old clothes through Facebook marketplace and then shopping at Savers when I need new clothes (I have lost a considerable amount of weight so clothes were definitely a necessity) It is all about prioritising.

  • Budgeting and managing. We’ve been on one-income forever. I cook from scratch, we go out for dinner no more than 4-5 times a year, we try to make a holiday every year renting a self-contained place so you eliminate the expenses of eating out, we don’t drink or smoke or buy expensive stuff. We have a very simple life. With the mortgage going on it could get really though sometimes, but now that the mortgage is paid off, we can finally save a little bit more and afford some extra expense.

  • In the same boat! At the moment we will only have centre link as our income while my husband finished his PhD. Meal planning helped me this week. I calculated how much we spent last week and and it was ridiculous. Cut it in half this week by actually planning! Walking places if you can will save petrol money. Sell stuff you own. Don’t buy stuff you dont need. It’s pretty hard!

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