exactly same as you i save them up and use them at kmart at xmas time. last year i wound up with a significant amount. i think flybuys are definately worth it!
I cash them out for physical gift cards when I get to $50 or $100 and then I put them away for times when I have lots of big bills at once or give them to people in need of a helping hand
I would love to save them up to use at Christmas time but as times are tough I use them pretty much every time I’m asked at the checkout if I want to redeem by $10.00
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