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Hi,  I am looking to finish my part time work and stay at home to help our children (DS4 and DD6) with learning difficulties. But my husband is worried about our finances. Does anyone have any tips, ideas, thoughts on how best to get through this?

Posted by anon, 11/7/13

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  • If you love your part-time job, I would ask your employer if you could change your hours, or reduce them for a while. If your job is not that fulfilling, I would stay home to help the children and tighten spending wherever possible.


  • Talk to him about the benefits of a loving parent caring for your babies, make sure you have a means to support yourself emotionally and break time.


  • Is it possible for you to turn to the government for assistance? If not maybe just some part time night work when they are sleeping and hubby can watch them.


  • See a counciller


  • be prepared to not have “everything” thats all it takes, as long as ther eis food and shoes and everyone is happy moeny doesnt matter


  • It’s so tough trying to juggle evrythingM


  • Build up a savings account prior to leaving to get you by


  • I hope you were able to get the help you needed


  • Budget and see what things are essential


  • I hope everything is going well for you.


  • Budget budget budget!! Kidspot has some great helpful tips here –

    http://www.kidspot.com.au/subsection+156+Family-Budget-Money-saving-tips.htm


  • Budgeting and check out Centrelink. Go through the budget with your hubby too!


  • budget.. maybe even doing a garden with your kids might help you and them both in bonding and helps teach kids how things grow etc :)


  • Budgeting is definitely the key.

    Where we live we also have a low cost store option called spud shed (WA) where we can get cheap fruit and vegies and meat. I can pick up mince for $4, potatos for $1.50 etc, bulk washing liquid for $8 (for 5kg) etc. So you can look at where you can get low cost food options.

    Cook more in bulk and more from scratch instead of buying things that you can bake. Cooking in bulk can often be cheaper and more cost effective.

    Have a money tin for change and put it in there (I saved $200 in 6 months doing this) as its amazing how much those little coins can add up into something substantial.

    What about family daycare? Would this be an option at all?


  • Budget, budget, budget. Decide between the two of you what your wants and needs are, and stick to them.


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