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Help! My twins are both looking at moving away from home to study interstate after year 12. The problem is how to afford it. University fees aside 1 years rent is going to be about $15,000, then there are other food / bills etc. on top. Staying home seems the only option and that means not doing the course they want (also staying home still means more than an hour and half commute on public transport to the closest campus that may not be where they need to go… so they might just have to move closer anyway). I just don’t see how they can afford it without parents taking on the debt. What help is there for this situation?


Posted anonymously, 18th August 2020


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  • Have a look into scholarships and grants. Universities offer them and there are also some private ones out there. Depending on the industry there may be specific scholarships to study as well. Good luck.


  • University is pretty flexible now.. consider online or flexible courses where there are blocks of time on campus. Also, university hours are flexible, they should be able to get jobs in order to support (or at least partly) support themselves


  • Its possible for them to work?


  • Can they get part time jobs to help with some of their living expenses?


  • Seems if kids hang about for 18months and average 15hours work per week over that time they are eligible for government help without any means test on parents. One girl did a gap year in UK, traveled and then got everything paid for by government at top inter-state university but friends who started straight away had to live at home and go to local university with no help… so worth looking into. They seem to encourage travel and a little low-paid part-time work before giving assistance.


  • Depending on where they want to go, they could be eligible to a scholarship to live on campus.


  • I would have a chat with Centrelink and see if they’re eligible for Youth Allowance or some other form of financial support.


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