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9 Answers

Who has life insurance? I was thinking about getting it or at least my husband since he is the main income earner but not sure where is the best place to look? What do you mums recommend?


Posted by kjgarner, 4th November 2015


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  • I’m with Real Insurance. I think they’re affordable with good payout at the end. I’m just hoping it will be easy to claim fir my kids when I’m gone.


  • real insurance is pretty cheap and apparently has a good range of cover.


  • My brother has been in Mercantile Mutual for many years and he seems to be happy with them . There are now a lot of insurance companies so check out their fees etc beforehand . We don’t have any life insurance at all.


  • i don’t have this yet but should get to sorting something out.


  • I’m through LifeInsurance. I think it’s a bit expensive and it goes up every year, but I get a big lump sum when I die. Well I don’t, my kids will though


  • I would first have a look at your super as there is sometimes a minimal level of life insurance on some policies. If you have most of your insurance products with one company I would talk to them first and then go from there. Otherwise shop around, read the fine print and know what you are paying for. Good luck.


  • Maybe check whether it is life insurance or income protection you want?


  • Shop around and research and make sure it is value for money. Unable to recommend.


  • I’m not so sure that having a life insurance is actually worth the money. I don’t have it. I heard of people that had to stop it because, as you get older, you must pay more and more. And sometimes you just can’t afford it any longer.


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