I’ve had an introductory meeting, but didn’t go ahead.

Not really. We don’t really have enough money to need a financial adviser. We pay our bills, don’t waste too much, don’t spend beyond our means and that’s it for our financial planning

My hubby And father in law are and I manage the finances!! Lol so no!

Yes. I think at least once, to get a perspective on your finances and goals. We go back every couple of years.

no but who knows, maybe one day down the track

I am the financial advisor in this house 🙂 We don’t have lots to organise, just making sure our bills are paid etc

I accessed advice from a free financial planner at the local community centre. She was really good. They refer people to paid planners if they need complex assistance.

No,never tried one.

No I don’t but my husband is very switched on when it comes to bills and savings. His done a spread sheet that list all our bills for the year mortgage, electricity, rates, school fees, etc then divides them by how many pays we get per year (fortnighty/weekly) then this $ amount we set up to go into a seperate “bill account” and have all our bills direct debited out of there. Obviously leave out weekly cost like fuel, groceries, living money etc

Good to check out all fees and costs.

I never did! It’s indeed important to see if it’s worth the money you pay for.

We are looking for a new planner with reasonable fees. Difficult to navigate through the lists of planners.

I once paid over $700 for a financial planner. I found that taking an afternoon to do my own research about pre and post tax salary sacrifice was sufficient for me to make my own decisions.