Honestly, Marianne does not need to keep any form of ‘new year’ resolutions; as per the ways of others. Following the crowed, has me smothered! Freedom to choose to spend on either necessities, desires, or nothing at all; means I have my a ball.

Hope fully to not be homeless, budget all my accounts out to start a savings egg for something special for my children and myself after a terrible year. Fingers crossed.

To earn more than the weak $7,000 I did last year.

To keep ALL receipts, triple check information on my tax return, add more personal contributions to my superannuation fund and to regularly save some money from EVERY pay….no matter how big or small! I need to save more

No more wasting hard earned cash,
I\’m curbing the constant credit card flash,
I\’m paying my own Savings account first,
And ending this negative financial curse!

To be able to live stress free and not week to week

To stop spoiling my kids rotten with toys and spoil them with my love and time instead!

My financial year resolution is to get my loan paid off early by cutting back on needless spending and working some extra shifts

It’s a financial New Years resolution and also a lifestyle resolution of taking my hobby of drawing and crafts into a money making venture.

To become debt free and enable my family to start saving a house deposit

I will not spend so much, I will not spend so much, I will not spend so much, Well I will try to not spend so much.

Recipe for financial success this year: SAVE, SAVE, SAVE
Step 1 – Organise monthly payment of large bills like insurance
Step 2 – Start savings account
Step 3 – Budget
Stir steps 1, 2 and 3 and next year *Bing* we will have money for a holiday

BUDGET BUDGET BUDGET!! Get on top and that means no makeovers, new clothes just hard yacka work so i will eventually get to play. Short term pain for a long term gain. To have a makeover would be amazing!!

“If I ‘want it’ I won’t buy it, if I ‘need it’ I’ll consider it!

Not to make promises I have no intention of keeping, not saying “yes” when I mean “no” and trying to tackle and complete one thing at a time.

Get my car fixed, sell it and put it towards my apartment.

TO pay off bills weekly so all my bills are paid on time, and get myself into a regular savings habit,

Spend time with family,
Have regular holiday.
Years been tough,
Hubby’s sick.
Severe depression,
Not working.
Need holiday,
Time away.
Save money for us,
Despite low finances.
Overall just have fun,
Enjoying time with everyone.
Try to keep positive,
Despite our adversitives.

To be able to be on top of the bills as they come in, and to start having savings

this year I’m putting away a little money each week for the future- I’m getting old!