Hello!

I have a family of six and would like to know any apps or programs to help me budget I am tired of being so bad with money. My 2021 goal is to get on top of all my bills and be more responsible.


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  • We found the Barefoot Investor book worthwhile and online the Money Smart Gov site.


  • I follow mums who budget and save on Facebook and get so many great tips from there. Good luck


  • I have a pensioner friend who has three big Glass Jars with lids she puts all her $1 coins in one, $2 coins in the other and $5 Notes in the other. She never touches these until December 1. She has fed and bought all her Christmas presents and bought herself something nice with this money. She only eats a sandwich and a apple for lunch, has done for 90 years now. She said that saves her a lot of money and pounds off her hips!


  • Meal planning . Avoid unnecessary expenses. Buy 2nd hand and sell unwanted items


  • Talk to your bank – they probably have some apps and general advice which might be a good starting point.


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