I am right now as I only work part time and I have all of these kids activities and childcare to pay for.
I can’t keep up anymore!
I’ll have to cut something out I think even if my kids enjoy it.

I notice this question was posted in 2016. Right now in 2022 with petrol prices over $2.30 per litre and going up, and food and service prices going through the roof, I can image almost everyone is struggling with budgeting. We are buying only essentials for food, and trying to be as economical as possible with electricity usage. We are limiting our car use, and holding off on clothing, eating out, holidays etc.

we were a single income family for 9 years and we found it hard initially to make ends meet. We did the usual go without, buy cheaper brands etc and eventually with a very closely monitored budget we managed to put away some savings (yes we did dip into it for unexpected expenses – normally vehicle expenditure that we didn’t budget for!)

Now we are back to a two income family (i started back at work) and this is helping make ends meet a little better and have some extra luxuarys but the majority of my pay packet is going straight into savings as we already know we can function on one wage.

I hope that you can find a budget that you can use to help you out – just remember to be flexible because some months will be more trickery than others.

Good luck x

Using budget resources in paper form or online can help with managing a budget.

I’d like to see Government assistance help more on the ones that need it the most instead of the ones “hacking ” our systems . I hope you get as much as help as possible especially when resources need to go on the children as well .

Budgets and money need constant management as it can be a struggle.

Yep! Sometimes it seems like….no matter what I do, what gets cut back or put off, there’s just never any money left over