How does afterpay work

Hello!

Was just wondering how afterpay actually works I have seen it advertised everywhere but have not used it as I am unsure of how it works

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- - RA1234756 said
  - 16 Feb 2024
    3:43 pm
It uses a legal loophile and ruins your credit rating.
- - mom495134 said
  - 08 Nov 2023
    8:47 pm
As long as it’s used correctly then it’s great, just spreads out the payments over 4 fortnights.
- - mom93821 said
  - 06 Sep 2023
    5:00 am
Finance and money sites should be able to provide helpful information.
- - mom93821 said
  - 05 Sep 2023
    6:54 am
Never used it; only buy what I can afford at the time.