We do bills, food, fuel, savings and spending allowance. I also like to keep a record of everything that we do spend money on. It helps you work out, even to the week, what amount of money should be allocated where, and as with everything that you document, you will see where the money goes and see where it should be spent. I really like to stretch the income we get so I will also do meal plans and that helps you to be able to buy in bulk and save money. I find that around every few months that I will have lots of food stored in the cupboard and so that enables me to have a fortnight off shopping.
It is better to have a budget so do you have any other tips on cost cutting that I can use?
Posted by mom94125, 18th November 2014