it is amazing how people that work for the same company do different things.

Glad to hear you can find the best solution

that is great to hear! the one unhelpful person sounds so nasty though!!!

I’m glad your now on track and all the companies have agreed to plans for payment.

that is great to hear

Fantastice that you were able to get the help you needed.

Thankfully most companies are happy to work a plan out with you, to pay debts off gradually. The hardest call is the first one, explaining what’s happening in your life, and what you want to do to get your debts under control. Companies generally are understanding if you let them know what you’re doing. It’s when people don’t pay, and don’t contact the company, that they often get nasty.

You would be feeling a little relieved. Hopefully the pressure will be off now and you can look forward to the future.

Well done I usually do the same I get the help and advice to pay things off gradually and it’s such a huge relief.

Thats great that you have all the DD in place now Onwards and upwards!!

Well done, I know how hard it can be to call up companies you owe money to. I remember the relief we felt when we’d done what had to be done. No more ‘private numbers’ calling, no more angry letters in the mail. Now you can take a breath and relax a little

good on you as you find most will help you and make a payment arrangement as they don’t want you to have to resort to going bankrupt as than they get nothing. You have done a great job sorting it all out

Well done for actually calling them that’s the first step that lots of people hate taking.
Now just set yourself a budget and ensure that you pay the new payment amounts at the right time.
Good luck and well done again.

Well done Kim. It must be such a relief that you have a plan in place. You can be really proud of yourself for being so proactive.

Isn’t it horrible that you can get help or no assistance at all depending on who you talk to. Companies need to have an overall policy and train their staff accordingly

That’s great that everything is finally coming under some sort of control for you. And excellent that even the final company listened and helped you go onto a payment plan.

This is great news glad it’s all working out for u.

That’s great Kim. It is the bit stressor to have these things hanging over your head. I feel your pain, as due to somebody else’s actions and me having to pay a 20,000 bill this year I have ended up having to be on time payment for a few things as well. It’s not easy