Many couples these days think it is best to have separate bank accounts. Find out why below.
Do you have your own bank account separate to that of your partners?
My Husband and I have a primary joint bank account which we use to pay the mortgage and other expenses but I have always been adamant that I want my own bank account for ‘just in case’.
It seems we are not alone
In a recent discussion we discovered that many couples do something similar and feel it definitely works best.
In our Facebook poll with over 1400 votes 70% said YES they have their own bank account.
Kelly shared, ” My mum opened a bank account for me when I was a kid, I still have the same account. I also got access to my partners accounts.”
Mimi said, “We have spoken about getting joint accounts, but honestly I prefer having them separate. We have no issue with using each other’s accounts when needed and are very open with it. I find it easier for me to keep track of everything going in and out..”
Nadia admitted, “Own accounts, but both know each others pins, and it’s all OUR money.”
Michelle said, “I have my own account and have done so since we were married.”
Rachel shared, “We have joint accounts where all our incomes go and all expenses come out of and we have a private acc each that gets an ‘allowance’ paid through from the joint acc each week so we have our own money for personal use too.”
Emily said, “We have a joint savings account, a joint account to pay the bills from, and our own personal regular accounts
We mainly buy each other gifts from our personal accounts, otherwise they’re always empty haha.”
Dani shared, “Each having a seperate ‘just in case’ account and maybe credit card, is a good idea. If something happens and one you dies, joint accounts/credit cards can be frozen!!”
Jennifer shared, ” I used to administer bankrupt estates and I saw so many cases of 1 of the couple running up huge debts, not paying the mortgage etc which sent the innocent one on the street. Sadly if there were children too this could’ve be avoided by separate accounts. Definitely do separate accounts. My ex spent all our money on his personal doings didn’t pay the mortgage. Thankfully i had my own account. Saved me and my kids.”
Do you do the same or not? Tell us why or why not in the comments below.
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