Grocery shop online through click and collect. Fruit/veg shop local.

Create a Savings Goal: Start by setting a specific savings goal, whether it’s for emergencies, a family vacation, or something special for the kids. Having a clear target can motivate you to save.

Automate Savings: If you can, set up an automatic transfer from your checking account to your savings account each payday. Even a small amount can add up over time, and you won’t miss it!

Use a Separate Account: Consider opening a separate savings account just for your emergency fund. Keeping it separate from your everyday spending can help prevent you from dipping into it.

Find Free Activities: Look for free or low-cost activities in your community to keep the kids entertained without breaking the bank. Libraries, parks, and community events can offer plenty of fun without the expense.

I put a spin on the ‘envelope’ method. It is super quick and easy to open up savings account via the banking app on my phone. I have 9 savings accounts. Each savings account is named differently.
WALLET
GROCERIES
FUEL/SERVICING/REGO
MEDICAL/SCRIPTS
GIFTS/CHRISTMAS
SAVINGS
SPORTS
MOBILES/APPLE
SELFCARE/HAIRCUTS

Each pay day a designated amount gets automatically transferred into each account (electronic envelope) this way I can easily see what is left over. I transfer a little each pay into my ‘wallet’ which is used for misc little treats. Anything left over is transferred additionally into the savings account and then it starts all over again next pay day.
I find that it helps me visually to divide it all up so that I don’t just see a bulk amount and lose track of where it is suppose to be going.

Get yourself a saver account that gets interest to start. Then start turning off all power points in the morning everyday. I try to skip showers for a day here or there if I haven’t done anything. Everything just costs way too much now. Drive less, walk more and try to use all your left overs.

I too have 4 kids and support them all (and hubby) on a part time wage. To save money we’ll often buy things from op shops or as parents, we’ll go without so the kids don’t miss out. It’s very difficult to be able to put money aside but we try to put the money from the family tax benefit into a different account so we have that to fall back on for any unexpected expenses.

Wether you shop at woolies or Cole’s, check the specials on Monday and plan your weekly shopping around that, saves us so much $$$

The best way for my family is to put away money is in an old fashioned piggy bank. It was too easy with we could transfer from our savings so we now pop any spare change away into it.

I’ve been putting 10 bucks away for my now miss 4 every week for every week I knew of her existence. It goes into a bank account I don’t access which is separate to my normal accounts. It also has a high interest rate on it. It accumulates pretty quickly, out of site out of mind.

Try to do your shopping for the meals of the week by the special offers at your local supermarket. My daughter has discovered Op Shopping and this seems to be very popular with teens at the moment. See if your kids like it too. FB Marketplace is also a good place to get things at a much lower price. Markets are often much cheaper for fruit and veg.

Step 1: Get a mattress.
Step 2: Find a person. (this might take longer.)
Step 3: Put that person near the mattress. (The distance is up to you and is dependent on your situation)
Step 4: Get that person closer to the mattress. (By now you might be thinking that this person has money, and it should go in the mattress. This could be wrong.)
Step 5: When the person is close enough to the mattress, call their mother, and talk to her nicely. Take way too long.
Step 6: If that person, has not left, and is still near you, and not on the other side of the mattress and facing the other direction{away from you}, take the mattress and some scissors once you stopped talking on the phone, and tell them money is in your mattress.
Step 7: If your mattress is no longer accessible because it is upside down, and the other person has flipped the mattress upside down, and you did not request the mattress flipping, do not have sex with the person, and charge them for a new mattress.
Contingency Step 8: Find another person. Go To Step 3.
Optional Step X: Take your money out of the mattress, and use a bank account.
Step 10: Don’t buy meat. Take multivitamins instead, and eat grains and carrots(or otherwise).
Step 11: If Step 7 went as planned and the person looks at you with a blank stare, firmly request their intentions as if you had no reason for them being near the mattress at all. (This might be the time to say that you like their pretty eyes.)
Step 12: Get some books out, a budget book and the karma sutra.
Step 13: Throw them onto the mattress, and say ‘spend me’.
Step 14: Once expended, use one of the books, to write a budget. Either book will do.

Make a budget and try to stick to it. I pay my bills fortnightly so they’re paid ahead of time. Shop around for the best deals. Make a meal plan and shopping list and stick to it. Saving a few dollars in costs soon adds up so don’t think a little effort won’t lead to better outcomes overall. i really loved barefoot investor’s strategies regarding saving money and setting yourself up. Check it out, even at the local library.
Tune into where you can lean on your community. Join your local buy nothing group on facebook. See if there is a grow free cart near you where people place excess produce they’ve grown on there to share with their community.

Some great suggestions here. I also find that always taking the money out of the bank and using cash keeps your more accountable than just swiping a card. Also if you put all your loose change into a jar/container this adds up quickly too.

I try to save on my grocery bill by learning when meat markdowns are being done and I buy as much as I possibly can and freeze it, so I can survive for weeks without needing more. I also freeze all of our meal leftovers, so we can have cook free weeks, where I can then just buy basics like milk and not need to buy any items for dinner.

Stop doing takeaway foods and avoid those Cafes and Resturants

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Do a full audit all expenses and incoming them if you can auto transfer. If there are things you can get the kids involved in like collecting cans, lemonade stand etc you could save together for a fun family outing

Set up and auto transfer of a nominated amount that way you are saving without feeling it. You’ll be surprise how quick even a small amount weekly can accumulate to

Jon your local buy nothing group on Facebook. You can give and receive fantastic things. This is a good time to look at what you really need in your household. Look at what’s important to you and use your values to guide you. Find local markets to buy fruit and veg and go just before they are closing. Often they will discount heavily. Then plan your meals around what you were able to get.

Shop for second hand items and clothing. These are usually still in good condition.

Agree with some of the other posters, open a savings account that is not readily available for withdrawal