In September last year, I made one decision that allowed me to fully take control of my money. I’ve never been in a better financial situation and I can see my home loan coming down every month!
What is this magical thing I did? I hear you asking… Well it’s very simple and the tip I can give you is:
CUT UP ALL YOUR CREDIT CARDS!
‘I need to buy things online’ is NOT a valid excuse!
There are such things as PayPal, bpay and debit MasterCards!
When using REAL money, you have a sense of how much you are spending and how much you have. Everything comes into perspective and you don’t over spend on things you don’t really need!
Go on! Give it a try and see how you go!
Posted anonymously, 27th April 2014