I love Afterpay. I love ZIP pay. The more places I can use it the better. Yes I have used it for groceries before via gift cards but when there is massive payments I need to make at the same time such as Car Rego, Car Service etc. It has been a great tool and gives me so much financial flexibility. Also If you make payments on time there’s no fees so it’s a much better option for most people compared to things like credit cards. Would you say people using credit cards to buy shopping can’t afford it? I don’t think so. People need to stop shaming BNPL and understand the benefits.

No definitely not. I’ve never done after pay and I’m not planning on doing it.

Wow, this is really preying on those shoppers who are already struggling and is not supporting them at all to help feed their families. How about the supermarkets make the items cheaper and take less of a profit themselves!!

Your debt, your choice.

I think it is a ridiculous thing to promote too. I think the whole concept should only be for emergencies on necessary items like a replacement fridge or a car repair. I remember seeing a post about a girl having her $90 Frank Green water bottle stolen. She had only had it a day and still had to pay it off on afterpay. That said it all. People are never going to learn to budget, save for what they need and wait for what they want when these easy options are in their face.

We tend to avoid after pay for anything, let alone groceries.
When there is no money for groceries, you could get help from the Foodbank.
There are also plenty of prgramsyou could reach out to when needed to get help with debt

Not something I would use but everyone is different and has different circumstances. Great care should always be taken with any kind of debt.

• • 
  • • mom93821 replied
    • 25 Mar 2024 , 5:59 am

  ---

  Debt needs to be managed with discipline and balances and due dates paid on time.

Wow i never thought id see things like this in a grocery store. But if It helps those who are struggling then good for them.

I tend to avoid this – I actually find it easier to just know I’ve got one credit card payment coming up.

I think this is a terrible idea. It’s easy to hear from people who have had no problem paying it back, but what about people who are really down and out and need to feed their family, who will be risking defaults just to get dinner on the table. The issue isn’t finding another way to pay, it’s super markets going back to pre covid prices and not making over a bill in profits.

times are tough, you gotta do what you gotta do

i think this is great for people who need time to pay

I have never fallen for this before and am normally pretty good with this stuff. I don’t have this set up which helps.

Don’t fall into the trap!