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Want to see extra digits in your bank account, not on the scales? Try these money-saving, health-boosting ways to save – your body and bank balance will thank you.

1. Stop buying bottled drinks

Soft drink junkie? Having a $3 can of Coke with your workday lunch will cost you around $15 each week, as well as adding about 3375 kilojoules to your intake! Switching these sugary drinks for a glass of water will save some serious cash. 
Money saved each week: $15

Money saved in a year: $780

 

2. Eat less meat

Cutting out two meat meals a week is an easy way to cut back on both saturated fat and expenses. Pulses like lentils and chickpeas, eggs and canned fish are all inexpensive forms of protein that can be quickly combined with veggies to make healthy and tasty meat-free meals. With 400g of chickpeas costing just 80c versus 400g of rump steak at $6, your wallet will thank you too.

Money saved each week: $10

Money saved in a year: $520

 

3. Cut back on take-away coffee

We won’t argue about your morning caffeine fix, but do you really need that second afternoon coffee? Or is it really just a few minutes away from your computer screen that you crave? Next time you’re feeling sleepy at 3.30pm see if a quick walk around the block is enough to revive you – movement will make you feel more alert and you’ll have saved yourself $3.50 on a cuppa.

Money saved each week: $17.50

Money saved in a year: $910

 

4. Cook at home

Cooking dinner can seem like just one more chore at the end of a busy working day, but your hips and hip pocket will thank you if you make the effort. Not only are you in control of what goes into your meal and how much ends up on your plate, it is cheaper. If you spend $10 on a home-cooked meal, two nights per week, compared to grabbing $20 takeaway you’ll save $20 every week.

Money saved each week: $20

Money saved in a year: $1040

 

5. Take leftovers for lunch

Another advantage of cooking at home? Leftovers for lunch. If you’re cooking for two, double the recipe and you and your partner will have a tasty Tupperware container ready to take to work the next day. Healthier and minus the sting of paying $10 for a sandwich with four lettuce leafs.

You should aim to take lunch from home a couple of times a week.

Money saved each week: $20

Money saved in a year: $1040

 

6. Hoard your loose change

Hide your loose change, and it will be a case of “out of sight, out of mind” when you pass the charity chocolate box, just begging for your gold coins. Put your coins in a tin or another enclosed container, and deposit the contents in your savings account each month.

Money saved each week: $10

Money saved in a year: $520

 

7. Walk and talk

Sunday brunch with girlfriends or your partner is a fabulous indulgence, but it’s an indulgence that’s probably costing you $25 a week. Swap that sit-down meal for a power walk with a takeaway latte – even a large one won’t cost you more than $5 – and you’ll save money on the move!

Money saved each week: $20

Money saved in a year: $1040

 

8. Dog walking

Getting paid to exercise? Sounds too good to be true, but that’s pretty much what dog walking means. For anything from $20 per dog per hour, you can get fit and earn money in one hit. Try advertising on local noticeboards or community websites – it costs you nothing, and all you need are a pair of runners and a few doggie treats.

Money earned each week: $40

Money earned in a year: $2080

 

It all adds up …

Even implementing one of these changes will save you some serious dosh. Try all eight? You’ll enjoy a whopping $7930 saving, not to mention the benefits to your health and wellbeing.

  • I have cut out buying coffee at work and am loving the savings I have from not buying them. It was being a habit more than a want and I am glad I stopped it. Sometimes I am good at taking leftovers but I need to get better at it.

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  • Thanks,l do most of all that was mentioned above,it makes a difference to my budget!

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  • These are all really great tips and thankfully I do most of them already

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  • Really very good knowledge to know! Thanks for sharing this!

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  • Any tips on how to save money come in handy. It all takes a bit of discipline, but once you see the benefits you wont turn back!

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  • lol i also have to mention that i had a really sinky, comfy couch and guaranteed, every time that someone would sit on it, they would get robbed! you would clean the couch and under the cushions would be a pile of money, one or two dollar coins were always a bonus! i got $15 dollars out of it one time. car seats will have the same effect and it helps to have a lot of visitors lol

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  • Thanks again for sharing; good to take another look at these tips before the start of a new year.

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  • Thanks for sharing these tips, always helpful to add to my tips list.

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  • Great tip’s, I will try and practice some of these

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  • I always take my own snacks and water and we bought a second hand coffee machine so we can do coffee at home.

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  • And the other thing is that small changes can then lead to big changes…

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  • I do most of these already thank you

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  • Man, so all I need to do is start a dog walking business, might have to start with my dog!


    • Yeah me too. I wonder how my dog is going to afford to pay me $20 a walk though haha

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  • Great tips thank you so much!

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  • I do most of these things already. Still poor!! But great tips anyway.

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  • I really need to resist Monte Carlo biscuits, even when they’re on special….

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  • These are all great tips.
    I barely do any of those things now as I can’t afford to anyway.
    Nice to see how much I am not spending.

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  • Thanks Kirsty, your tips are all very achieveable and common sense. You could even put the money away towards something special as a bigger incentive to save.

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  • Not sure a lot of businesses would be happy with number 3. These tips are common sense but thanks for reminding and sharing.

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  • Well im doing a lot of the things on this list already.
    I dont buy bottles of drink on a daily basis but if we are purchasing soft drink then I buy a carton which works out a lot cheaper per can then buying single cans at the shops.
    I dont buy coffee on a daily basis either as im at home ….i have one cup of coffee a day from my coffee machine….costs me about $8.50 every 10 days.
    Im not really keen on red meat too often and prefer chicken or fish.
    I always cook at home and often have the left overs for lunch.
    There is no left over change at the end of the week as it all goes on living.
    Sunday brunch with girlfriends sounds lovely but thats not going to happen…lol

    Reply

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