Gets you thinking even about really small changes, I like the attempt for win win situations, no one is losing out. For me I eat out a lot so making time to meal prep is key and if I think I’m not going to be home much I freeze things, even fruit so I can use as backups when busy.

i like how it is phrased as a swap rather than straight up elimination of those little things that we love. it makes it mentally a bit more easier to do and more likely to view this as a challenge

I love this, making you not just think about the extra ways to save money, but by physically putting that money aside it really shows you what you are saving. Little things like coffee don’t take long to add up.
I have also worked hard at using bananas that are getting to the end of life in cooking, things like bananas are great unfreeze if you don’t have time to book that day.

Great reminder to always be conscious of what you’re spending.

With a bit of planning it’s easy to save money. Don’t buy drinks out- always take your own – even an empty water bottle. And take snacks for the kids too. $1000s saved annually.

This is fantastic. I try to save where I can but I think I could definitely try harder

Great idea, every time my insurances are due I ring around to find a cheaper one. Last year I saved $500 on my car and $300 on my husbands car insurance! That’s $800 difference!

I always use my discount coupons for petrol and check the specials before I go food shopping. Im lucky that I have both a Coles and a Woolworths close buy.

It is amazing how much you can save by just not buying coffee when you are out. Take a thermos instead. Packing our lunch also saves us heaps of money.

Thank you for the useful article. Cheers.

It’s amazing how much money I can save or build when we have something to work towards. It’s usually best for a family holiday. Once I know how much it costs, I work towards that and spending money to make sure we’re all covered. It’s all about having goals.

Good tips and tips we try to live by.

Yes, I live by this rule. Sometimes I’d really love to buy that dress or whatever, then think I can get by for another year with what I’ve got. When you are on a very limited income all those penny pinching ideas do get you through to the next payday – and lets face it, homemade food is cheaper and tastes nicer and what’s wrong with a good old fashioned thermos for coffee, packet soup [on special of course] rather than buying at the venue. Different if it’s a fund raiser for the club/venue you are attending.

Such great tips and love the one about walking that bit futher

Very helpful article

Awesome tips, I will do that this week and see how we go, I find I save much more when I use cash instead of my credit cards, it restricts my spend and it’s hard handing over the cash.

Friends of ours in Adelaide were shocked when they discovered that the prices on some products in the Coles Supermarket that handles the on-line shopping are higher to buy when shopping in the Supermarket itself than in their other shops which don’t don’t do on- line at all. The same issue could be happening in other states.

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  • • mom162548 replied
    • 11 Apr 2016 , 7:49 am

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  Yes I agree with this. Woolworths have a guarantee that you will get the same price online as you would in store. Aside from fruit & veg I have found this to be correct. Coles on the other hand, it costs less to shop in store.

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    • • mom93821 replied
      • 16 Apr 2016 , 8:15 am

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    Shopping in store also means you get out and get much needed and good for you exercise.

Like it

Interesting exercise – coffee is a big cost – especially if its a regular habit. We have cut takeaway on Friday nights – easy saving.

Stopping to think “do I need this” can cut a surpring amount of expenses with little pain.