Hello!

18 Comments

Many thanks for all the positive comments and help I have now contacted some companies and they have agreed to help and set up a plan for me to pay of the debt except one company which demanded I pay the full amount now would not listen to my situation at all they even asked me to ask family for the money and when I said I would not do that they said to me well you have to get the money some way. I then hang up as I was so angry and I then I decided to ring later in the evening and spoke to a man which actually listened to my situation and was very supportive and I will now pay of the bill fortnightly.


Posted by Mummy2760, 1st May 2014


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  • it is amazing how people that work for the same company do different things.

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  • Glad to hear you can find the best solution :)

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  • that is great to hear! the one unhelpful person sounds so nasty though!!!

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  • I’m glad your now on track and all the companies have agreed to plans for payment.

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  • that is great to hear

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  • Fantastice that you were able to get the help you needed.

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  • Thankfully most companies are happy to work a plan out with you, to pay debts off gradually. The hardest call is the first one, explaining what’s happening in your life, and what you want to do to get your debts under control. Companies generally are understanding if you let them know what you’re doing. It’s when people don’t pay, and don’t contact the company, that they often get nasty.

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  • You would be feeling a little relieved. Hopefully the pressure will be off now and you can look forward to the future.

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  • Well done I usually do the same I get the help and advice to pay things off gradually and it’s such a huge relief.

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  • Thats great that you have all the DD in place now :) Onwards and upwards!!

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  • Well done, I know how hard it can be to call up companies you owe money to. I remember the relief we felt when we’d done what had to be done. No more ‘private numbers’ calling, no more angry letters in the mail. Now you can take a breath and relax a little :)

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  • good on you as you find most will help you and make a payment arrangement as they don’t want you to have to resort to going bankrupt as than they get nothing. You have done a great job sorting it all out

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  • Well done for actually calling them that’s the first step that lots of people hate taking.
    Now just set yourself a budget and ensure that you pay the new payment amounts at the right time.
    Good luck and well done again.

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  • Well done Kim. It must be such a relief that you have a plan in place. You can be really proud of yourself for being so proactive.

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  • Isn’t it horrible that you can get help or no assistance at all depending on who you talk to. Companies need to have an overall policy and train their staff accordingly

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