Having to live it myself & help a few friends try to survive it too, 1 of the hardest of life’s lessons we don’t want to experience, but more than 50% of us do, is the break down of a relationship – with kids caught in the middle. Here in Australia it doesn’t matter if your married or not, if you’ve been living together as partners for more than 12 months then there’s still processes & paperwork.
What surprised me recently was a conversation with a friend who was having a few marriage issues & I asked her about a few household bills. She had no idea! So what about your bank accounts? Again, no idea! Mortgage? Nope. I was upset & I told her so.
As a Mum, right or wrong, I feel that we never want anything to go wrong, but we also need to make sure if anything does, we can at least protect our kids. The next day this Mum had to leave the family home in a hurry, but then had to ask her husband for money so she didn’t have to take their kids to a shelter!
Mums, please always have your own bank account, your own money, your own ‘stash’ that I hope you never need to use. But, don’t be that next Mum who has no control over staying or leaving a tricky situation because you don’t have access to short term money.
As a Mum, we owe it to our kids to stand up for them, even when they don’t know it. Don’t leave the money decisions to your husband or father of your children, step up & learn or try to do the money decisions together. But always make sure you have that safety stash of cash & check that all your girlfriends have 1 too!
It only needs to be a couple of hundred dollars, but if you are thinking of leaving or that the relationship is rocky, you should be trying to put away money for rent & other living expenses as being on your own is really tuff & you don’t often get a chance to ‘put all your ducks in a row’. Most times, it happens quick, out of anger & your left cleaning up a mess. So if things are rocky, find out BEFORE it happens.
In summary, I’m trying to get all Mum’s to have their own bank accounts & access to their own money.
Posted by mom150006, 13th September 2015