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Please don’t be complacent and forget to let the trustees of your superannuation know where you’d like your superannuation paid upon your death. Many funds have a form to enable you to make a binding nomination which means the trustees have to pay who you wish if they meet certain criteria. Benefits can normally only be paid to your financial dependent or estate. If it’s the estate, make sure you have a Will in place. Many binding nominations expire after three years and should be renewed prior to expiry. It is the better option to have binding than a preferred beneficiary but not all funds have this available. Check your superannuation statement and see your nomination, and contact the company for the form to update. Most binding nominations need to be witnessed by two adults, so all the dates need to be the same. A witness can’t be a beneficiary either.


Posted anonymously, 30th April 2015


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  • I have tried and tried and tried to get my partner to nominate his beneficiaries on his superannuation. He figures it will just go to me or the kids. I say he should make sure, make it easier for us, and nominate…….still trying

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  • Yes really good tips, I bet not many people remember to do this!

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  • Thanks for the reminder. It’s one of those things that we just forget to check!

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  • Thankfully, ours is all sorted.

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  • Good tips, not many people remember to do this. Up to date wills are a must also.

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  • It’s useful to do this as part of overall financial arrangements eg making your ill.

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  • My husband and I have just set this up. Seems a little silly to me that you have to do this – surely your super should automatically go to your next of kin but obviously no

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  • Some interesting points. Have to renew mine soon

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