If your able to organise/can afford child care, I would look at going back part time, max two days a week. You don’t want your qualification you worked so hard for to go to waste, but on the other hand your babies grow so fast and you don’t want to have any regrets do missing out on seeing them grow up. They learn things daily and it’s so precious to be able to witness all of these little things. Two days is a good balance and has worked for me. As a mum you also need to juggle cooking, cleaning etc etc and you don’t want to become overwhelmed by taking on Too may work days.

Try slowly working your way into it. Maybe just a couple of days a week, see how you go, and work it out from there

Maybe start 1-2 days a week? Ease into it

Ultimately the decision is yours to make – a pros and cons list may help? It is a tough decision. Careers may be started at any age and time at home is good too – Good Luck.

I think a few more years at home would be good. The children are still very young. If you are financially able and want to then I think being stay at home is a great option (for the kids and you and society as a whole); or perhaps transition to some volunteer / part-time work and see if that suits (although can be even harder to find than full time work). While age can be a barrier to career it doesn’t have to be.

Do what makes you happy. Could you start with some part time work?

The question of the debt is quite scary indeed. You will have to pay it back eventually and better sooner that later. How old are your kids? I am a stay at home mum and I think it’s fantastic to be able to stay with your kids when they are young, at least till they are 3 years old. But yes, I know it’s not always possible.