With Christmas nearly upon us once again it’s time to try and save some money and help spread the budget. Just because shops try to get us to spend thousands on festivities, doesn’t mean you can’t have a merry old time with a cheap Christmas.

Here are a few handy hints that may help to ease the budget pressure of Christmas.

  • Christmas Club Account: Shop around and see what stores or butchers offer a Christmas club account; it’s not too late to put a few dollars in each week so you have some money to shop at Christmas time.
  • Lay-buy gifts: With sales on everywhere at the moment now is the time to get those gifts for grandchildren.
  • Gifts cards:  now is the chance to buy a $20 gift card once a month if you can afford it as gifts.
  • Homemade Gifts: Time to make your own jam, chutneys and Christmas puddings which can be given as gifts.
  • Get Creative: Be realistic if you can’t afford gifts – you can still make something, a lovely knitted scarf, gloves, socks, throw rugs – they are always appreciated and it’s the thought that counts, isn’t it?

How To Have A Delicious Cheap Christmas

  • Cook From Scratch: Try cooking from scratch as the more preparation and processing food has gone through before you buy it you ultimately end up paying more at the checkout for it.
  • Stew unfashionable meat cuts. Look out for ox tail, ham hocks, bacon bones and pop in a slow cooker to tenderise and make into a hearty and filling stew.
  • Make A List: Always shop with a list and don’t impulse buy.
  • Seasonality: Buy fresh vegetables and fruit in season or on special, make jams or divvy up amongst friends.
  • Try to shop near closing time:  this is when products are marked down heavily.
  • Go Simple: Don’t go for fancy packaging – these products are generally more expensive. Opt for house brand items wherever you can.
  • Grow your own veggies if you can. A home-grown tomato has the best taste and I have been picking my own in winter! Much better than paying extreme prices for them.

One-Bowl Chocolate Cheap Christmas Cake On A Budget

You don’t need to shell out heaps to serve a delicious cake. Whip up this cheap cake and then go all out on the festive decoration.

Most people have these ingredients in their pantry. Decorate with mint leaves and cherries to make it look Christmassy!

1 cup self-raising flour, sifted
1/3 cup cocoa, sifted
1 cup castor sugar
1/3 cup butter, softened
1/2 cup milk
2 eggs


Preheat oven to 180°C. Grease and flour or grease and line a 24cm cake tin and set aside.

Place all ingredients into a bowl and mix on high for 4 minutes.

Pour into cake tin and bake for 35-40 minutes or until the cake springs back when lightly touched in the center.

Ice with your favourite frosting and decorate as desired.

christmas chocolate cake

Did you know…

Most of Santa’s reindeer have male-sounding names, such as Blitzer, Comet, and Cupid. However, male reindeers shed their antlers around Christmas, so the reindeer pulling Santa’s sleigh are likely not male, but female.

Ancient peoples, such as the Druids, considered mistletoe sacred because it remains green and bears fruit during the winter when all other plants appear to die. Druids would cut the plant with golden sickles and never let it touch the ground. They thought it had the power to cure infertility and nervous diseases and to ward off evil.

Early illustrations of St. Nicholas depict him as stern, commanding, and holding a birch rod. He was more a symbol of discipline and punishment than the jolly, overweight elf, children know today.

 What are your top tips to have a very merry Cheap Christmas? Tell us in the comments below.

We may get commissions for purchases made using links in this post. Learn more.
  • I always stock up on things like christmas candles, wrapping paper, cards, napkins, etc in the end of year sales so im all ready for next year


  • Start shopping now! I have.


  • Great tips here, I love making homemade gifts and cooking from scratch.


  • I already do most of these tips – how can I reduce further????
    Thanks for the post anyway.


  • The chocolate cake sounds very simple to make. Might have to make it to see what it tastes like!


  • Great tips. Our family has 8 people to buy Xmas and birthday gifts for around Xmas so any tips to help lower the cost help.


  • We are doing a secret santa this year so you only buy for one person instead of everyone.


  • We also go op-shopping. We buy a few things and make a hamper for family members.


  • Usually everyone will bring a plate and we all join in getting the meal ready. We also do secret Santa to save money. This year will be very different as my son and his family live too far away and they’ll only be getting Christmas and Boxing Day off. I’ve told them not to worry about coming until after Christmas. Otherwise they will have to drive over Christmas Eve and Drive back on Boxing Day. Will make for a stressful Christmas so we’ll just have ours a couple of months later. I do love this cake recipe and will make it for our late Christmas.


  • I agree, there are always things you can do on the cheap


  • Due to Covid, there will only be the 3 of us this year in a new home in a new town. So everything will be less. Less food, less $ on gifts as we need less, etc.


  • Lots of good ideas. The chocolate cake sounds good.


  • great tips especially since it is a very financially and stressful year for many.


  • Yes when we shop in time we can spread the costs and look for good deals. Unique gifts don’t have to be expensive, it’s about the heart


  • I always shop throughout the year so i get the best deals all year round

    • Such a good idea as they’re not always the best specials/price around Christmas


  • I put things on my wish list and then wait for them to go on sale before I buy anything.
    Gives me a saving which I can either save or spend on something else as every little bit counts!


  • Great ideas especially this year with so many people doing it tough.


  • There’s still time to do some on-line comparison shopping and get some gifts at a good price.


  • We never go over board with spending at Christmas and buy gifts throughout the year. We do lots of cooking and we make presents too. Our main aim at Christmas is to spend time together and celebrate old and new traditions.

    • I love that you are so down to Earth. It is a great way to be.

      • Thank you! :) That is a lovely comment! :) I am always relaxed at Christmas time because everything slows down and it is unwind time.


Post a comment

To post a review/comment please join us or login so we can allocate your points.

↥ Back to top

Thanks For Your Star Rating!

Would you like to add a written rating or just a star rating?

Write A Rating Just A Star Rating