If i cant afford to pay cash then I dont get it.

Not interested in this K-Mart add on.

I waited for Kmart to get Afterpay for ages and finally it happened…. What a shame to try the service only to find out on top of my $300 purchase price i would be billed nearly $50 to have it delivered to my address?! What a cop-out! Other major retailers have FREE SHIPPING for orders over a certain amount, others charge $10, very disappointing Kmart!!

It’s a great idea but would be better if the service was offered in-store as well, perhaps at the lay-by counter. Would be good if Target follows.

Isn’t that just like having a lay-by but you take it home before it’s paid for. Not for me but some people may like the idea.

Really? I’m not an Afterpay lover. I figure if I can’t afford it at the time, then I don’t need it. And KMart — why do they need Afterpay? Really? Their stuff is so cheap, if you can’t afford it… I’m just concerned at the amount of credit card debt people are already in without adding to it. Not for me, but I guess for those who love it, it’s a bit exciting.

I just have not caught onto the afterpay buzz. After all that’s what my credit card is for. Just small payments over a month period and boom. I get points, earn rewards and never incur any interest. It’s called responsibility fellow millennials

Not at all a fan of this. Hate the thought of buy now and pay later – the old layby was a far better incentive to pay for the goods up front before you got them. One of my acquaintances is still paying off a holiday she took 5 years ago on a similar scheme – she wishes she never went!

Don’t think this is such a great idea because it encourages people to buy things that they can’t afford (the essence of people always being in debt with a credit card). And imagine the problems for KMart if/when people don’t pay!. I’m still for old fashioned values – save until you can afford it. If you can’t afford it then you don’t get it. Also we all have too much stuff.. so can’t see this doing the environment/world resources any goo deither… but I guess it might make a few people in KMart a little richer than they already are.

I don’t like it, in terms of worrying about the problems this will cause for people who find it hard to control their spending. What seems like an easy fix to buy something ends up putting stress on people long term. It’s better to only buy something if you can buy something outright. Otherwise wait till you can.

No, I’m not an Afterpay lover. I only buy something when I can pay it, when i can’t pay it (yet), I won’t buy it (yet).

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  • • mom93821 replied
    • 15 Sep 2018 , 12:19 pm

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  I subscribe to the same philosophy.

I wouldn’t think there’s many things at Kmart that you would need this for, I can see why some people end up in trouble

I’m sure this will help many families around Christmas time.

Love using after pay. And now being at Kmart, my bank account wont like me. This could be dangerous Haha

I love shopping at Kmart..But I’m yet to use After Pay. Good to see they’re progressing.

They better not remove layby and replace it with after pay

Perhaps it should be explained exactly how After Pay works. Is it similar to Lay-by?

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  • • mom68673 replied
    • 13 Sep 2018 , 9:57 pm

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  After pay works by pay 4 fortnight installments of whatever you have purchased. But it is a set amount.Eg $100 worth equals to $25 per fortnight.
  You received your goods without having to pay for the whole amount first.
  Hope that helps.

No – not a fan of after pay.

Yep and I can’t wait. My 3year old really needs some new clothes and budget is extremely tight so she is wearing clothes too small. I can’t get to a kmart so figured I’d have to shop through best and less, now I can get the things I wanted from kmart instead.