Hello!

Australians are venting their anger after a South Australian shopper spotted a local supermarket promoting a buy now, pay later program as a way to buy groceries.

The shopper shared images of Afterpay signs at a Drakes supermarket on reddit, headlining the post, ‘Cost of living hack: get into crippling debt just to stay alive’.

Independent supermarket chain Drakes, which has stores in South Australia and Queensland, introduced Afterpay last year, becoming the first Australian supermarket to do so.

The furious shopper continued: “It’s one thing to have Afterpay at all, another to use it for groceries – but I honestly find if ridiculous that the supermarkets are actually promoting this sh*t.”

The post was met with a flurry of angry comments from fellow Aussies who say it’s a ‘disgrace’.

“Snags on AfterPay. We’re f***ed,” wrote one person.

“Everyday items shouldn’t be used on Afterpay, hell I would say if you have to Afterpay it you can’t afford it. I can understand emergency items on Afterpay. Car repairs for example. But groceries, bills etc. are the worst things to Afterpay, because there’s always more food to buy and another bill to pay. You’ll end up in a descending cycle of increasing debt as each bill or grocery shop builds upon the last until you can no longer pay. Then the fees start to rack up from Afterpay to really drive the nail into the debt coffin,” added another.

Afterpay supermarket

But there are those who don’t see a problem with it.

One person saying, “How is this any different from someone using a credit card to purchase groceries?”

While others admitted they have used buy now, pay later programs to buy groceries, without an issue.

“I’ve used ZipPay to buy Woolworths cards for my weekly shopping, long before the cost of living crisis. Currently debt free so I guess it helped at the time,” said one shopper.

Drakes Supermarkets director John-Paul Drake said in an ABC radio interview last year that the company did have some reservations about introducing the payment method, but did so to meet customer demand.

“[At first] I looked at Afterpay like, ‘Well if you’re using Afterpay, that means you’re struggling to pay for something,’ and when we started to actually look into it, that wasn’t the case at all,” he said.

Would you (or have you) used buy now, pay later to pay for groceries? Let us know in the comments below. 

We may get commissions for purchases made using links in this post. Learn more.
  • It’s all well & good to have that view, & i totally understand it. However, having worked with very disadvantaged people in the past… sometimes groceries IS the emergency. Msny people will end up trapped by this because they just need to eat. It is upto afterpay to properly vet their clients & ensure that they’re able to repay, not the grocery stores.

    Reply

  • It’s really down to teaching people good financial management so they can use things like Afterpay as effective tools.

    Reply

  • Not something I’d do, but I see it similar to using a credit card there is a demand for it because people will always want to buy what they can’t afford.

    Reply

  • I have never used afterpay and I hope I’m never in a situation to need it.

    Reply

  • This will not end well for some.

    Reply

  • Wow. I have never used AfterPay and have no interest in it. If I can’t afford something, I either wait until I can, or don’t buy it. This is a very dangerous and slippery slope for some.

    Reply

  • This is dangerous but I suppose handy foe those in desperate need. However if we can’t afford to pay today, there will be a great debt build up.

    Reply

  • If people can’t afford their groceries outright, there’s obviously a huge problem. This will only make things worse as they accumulate debt they can’t repay.

    Reply

  • Desperation to survive, calls for alternatives to living and staying afloat.

    Reply

  • I have been living paycheck to paycheck and buying groceries with afterpay for the past 12months making smaller payments to pay for groceries makes my life easier wether it coles or woollies l find it better


    • Sorry to hear you are in this position !

    Reply

  • We have always lived by the rule of ‘Only go into debt to buy a house’, Everything else can wait, be saved up for, substituted or not needed. With the prices of groceries increasing so much the last couple of years, its no wonder that credit companies have seen a gap in the market with supermarkets. Its a business, they are in it to make money. Don’t be sucked in to thinking this will help, you do not need debt. If you need help with groceries please contact the Salvation Army, Foodbank, VInnies or your local church. If they can’t initially help, they will direct you towards an organisation that can.

    Reply

  • If you cannot afford it, don’t get it. This is not societally responsible!

    Reply

  • In my opinion this pay option is the quickest way to get into trouble. If I haven’t got the cash to buy something, I don’t buy it. Spread over 4 payments, then the next one similarly spread, at some time you will be unable to pay all the 4 payments on time – and then you are in the ‘s–t’ big time.

    Reply

  • For some people this would be a useful budgeting tool, but I can see that others could get into trouble with it.

    Reply

  • I do not see how this is any different to using a credit card and people have been doing that for decades.

    Reply

Post a comment
Add a photo
Your MoM account


Lost your password?

Enter your email and a password below to post your comment and join MoM:

You May Like

Loading…

Looks like this may be blocked by your browser or content filtering.

↥ Back to top

Thanks For Your Star Rating!

Would you like to add a written rating or just a star rating?

Write A Rating Just A Star Rating
Join