Thank you, something to think about.

Good knowledge to know! Thanks for sharing this!

Very interesting and important to think about!

I wonder if my existing insurance covers this?

i never knew that this was a thing.

but i thought all of this was just covered by Medicare what’s the difference?

This is great, never heard of it, where can I get it from?

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  • • LeapfrogKathryn replied
    • 16 Dec 2014 , 4:16 pm

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  HI KEELEYNME, you can get this insurance through a couple of retail insurance providers, either as separate cover or as part of your adult trauma (critical illness) insurance cover. Cost can be as little as $10 a month. Speak to your financial adviser or contact me below for more information.

interesting article and reading .thanx.

There used to be a system by a particular Insurance Company that covered injuries at school. I broke my arm at school when two of us jumped up for a ball and collided. I fell face down with my arm under me.

Thank you for sharing this I had never thought about this type of cover

Question: What’s the point of Private Health Care cover then?? If you pay top cover isn’t that supposed to do with the insurance does?

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  • • LeapfrogKathryn replied
    • 04 Dec 2014 , 10:42 am

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  Valid question SARNY84 – your private health cover is only going to reimburse you for some of your medical expenses. You will have other financial considerations on top of the medical expenses gaps and with this Child Cover you are not restricted in the use of this lump sum payment. You will probably want & need to take significant time off work, which will be covered by any personal leave you have with your employer but won’t be covered by your income protection insurance. It would be nice to know you can cover your living expenses when you take unpaid leave from your job.

A very difficult topic, now I’m off to buy cotton wool to wrap my kids in.

We took out a policy similar to this, it was 24/7 365 days a year, and it was through a school insurance policy – it paid for itself ! I had two sporty children – broken toes, fractured jaw in basketball – and other mishaps that children get into – did not have to be school related, and really took away some of the worry .

Thanks for sharing this information.