If I cant afford to pay for it then I just dont get it.

I prefer first to safe and then to buy.

I have never heard of this before.

Curious why my comment was removed? I asked if this was a sponsored post. Its just a question.
Legallly you are supposed to declare if it is.

• • 
  • • sunflower replied
    • 30 Nov 2018 , 3:26 pm

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  weird, its showing up now. It wasnt before.

Oh my word this is AMAZING!! We just bought a house that needs a little work, I can’t wait until this comes into effect!

Nooooo!! I have never heard of Zip Pay, but After Pay is everywhere. If I can’t afford something on the spot, I wait until I do. I feel we’re just encouraging more debt or purchases people can’t afford.

I have never used Zip Pay before, I have no idea how it works.

Are these sponsored posts out of curiosity?
Nothing wrong with that but there seem to be A LOT of coles myer related ones so Im curious

Holy moly $30,000 seems very excessive to me. I avoid these payment options like that plague, I prefer to save and buy outright. Smart move by burnings, they’re going to have a spike in sales once this kicks in

It would help some people out but not good to get into too much debt where you would get stressed about having to pay so much money back

It’s great help but not great if your bad at managing your own money and left with debts

I don’t like it. I work in the banking industry and see far to many people getting into debt, trying to pay things off they can’t afford and it spiraling out of control.

i work in retail and have seen people going into debt over unnessary items, i agree that there should be stricter governance over “lines of credit” like afterpay and zi pay.

This is just insane…. i can’t even imagine who would be in a frenzy over this!

Why buy something if you cannot afford it, I just save up, learn to plan ahead. Who gets a line of credit of $30,000, that is crazy.

I have used Afterpay for somethings. This has been for items that were needed quickly but not more then $150 and most times will pay it off as quickly as possible. Thinking the upper end of this must be for business.

I’m not fond of these newer payment methods they will catch a few people out I think

I’m not a big fan of these payment plans. People seem to get into debt very easily and I don’t understand the thought process behind it. I just save up until I can afford something. Debt is of no interest to me.

I can see some people getting into a bit of trouble when it comes time to pay back. $30,000 is excessive

$30,000 is a huge sum of money, and schemes like this are often misunderstood by some people. A lot of people will think “it’s only $3 a week etc, I won’t miss that”, but won’t realise that $3 in one store, $5 in other $4 in yet another and some don’t realise that it all adds up. I hope this is mostly reserved for businesses, especially at the higher end of the allowance