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Superannuation (super) is money – your money – set aside over your lifetime to provide for your retirement. It is the easiest investment you can make towards your future. You begin to grow your super when you start work and your employer pays money into your super fund. It’s an easy investment for your future! So if you’re starting a new job or looking for work, get job ready by visiting www.ato.gov.au/superyouth

Retirement might seem too far away for you to even worry about, but recent changes to super will help you grow your super savings for the future. This includes a boost of up to $500 for people earning less than $37,000 a year. Find out more about the new Low Income Super Contribution at: www.ato.gov.au/lisc

SUPER TIPS

Follow these few easy steps to get the most out of your super savings:

  • Check your super fund has your tax file number (TFN). This’ll make it easier for you to manage your super. You can make personal contributions and stop extra tax that may be taken from your account. It’ll also mean you won’t miss out on any government contributions you could be eligible for. More information is at www.ato.gov.au/tfnsuper
  • When you start a new job you can usually ask your new employer to use any super account you want – including one you already have. Find out more at www.ato.gov.au/superchoice
  • Check out SuperSeeker. It’s a free, online and secure system where you can see details of your super accounts, find lost super and request a transfer of funds between accounts with one simple online form.  See: www.ato.gov.au/superseeker

Consider what you could do in 2013 – take control of your finances and find out more about tax and super.

Check out:

www.ato.gov.au
www.ato.gov.au/tfn

www.ato.gov.au/yourfuture

www.ato.gov.au/smallbusinesssupport

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  • always great to know this info and thanks for posting the links. Even just reading it and going over it all to refresh is handy

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  • Super is my money and l worked for a job where l found out they didn’t pay it after l left,low life!

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  • Really very good knowledge to know! Thanks for sharing this article!

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  • I believe there have been some changes to superannuation and it would be best to check out government websites for up to date information.

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  • good to be keeping a check on it

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  • If you can making voluntary contributions is the way to go

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  • thank you sharing this article good read

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  • thanks for sharing was a great read

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  • Thanks for sharing. I really enjoyed it.

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  • Thank you for sharing this

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  • Useful tips – thanks for sharing.

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  • Such great tips thanks for sharing

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  • Interesting read, thanks for sharing

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  • it is not funny when I see my super amount reducing during maternity leave/unpaid leave

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  • Good information for planning future and secure life when get old:)

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  • thanks for the great tips, will be getting in touch with a fin planner soon

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  • The older the get the more I worry about Super.


    • Feeling the same here, seems super is something most will be dependent on in retirement age.

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  • some really good tips. Information is vital when planning for the future

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  • Superannuation is very, very important, especially with the future likely of government privatising social services.

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  • Some great tip here. I have always worried about my super an that I won’t have enough money to live

    Reply

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